e-Checking Perks

Perks such as a no annual fee debit card, no monthly account fees, and a free mobile app are included.

Enjoy the rewards of 2.50% APY^*

Features	eChecking
Free eStatements	Required - **Bank statement received via online and mobile banking.
Debit Card	No Annual Fee - Waived withdrawal fees at non-owned ATMs. ATM surcharge fees from other banks may still apply. **At least 10 Bank debit card point-of-sale purchases per statement cycle.
Digital Banking	Included
Account Opening Requirements	$100 initial deposit required. One eChecking Account per primary owner. ^**At least 1 direct deposit per statement cycle
Interest Benefits	2.50% APY* on average daily balance Tier 1 - 2.50% APY* for balances from $.01 - $25,000 Tier 2 - .05% - 2.50% APY* for balances $25,000.01 & over .01% APY* for the month if account does not meet the minimum monthly statement cycle requirements.
Additional Features:	No monthly fee No minimum balance required to maintain the account Waived Bank ATM withdrawal fees worldwide

Premium Rate eChecking^*
Debit Card No Annual Fee Debit Card. Waived withdrawal fees at non-owned ATMs. ATM surcharge fees from other banks may still apply. **At least 10 transactions per statement cycle, point-of-sale
Online & Mobile (Digital) Banking
eStatements ^**Receive your bank statement via Online & Mobile Banking
Account Opening Requirements $500 initial deposit required. One eChecking Account per primary owner. ^**At least 1 direct deposit per statement cycle
Interest Benefits 0.75% APY* on average collected balance Tier 1 - 0.75% APY* for balances from $.01 - $25,000 Tier 2 - .05% - 0.75% APY* for balances $25,000.01 & over .01% APY* for the month if account does not meet the minimum monthly statement cycle requirements.
Additional Features: No monthly fee No minimum balance required Waived ATM withdrawal fees worldwide

^*APY=Annual Percentage Yield; rate may vary. APY accurate as of 01/17/23. Fees may reduce earnings. The monthly statement cycle is the last day of each month – if the last day would fall on a holiday or weekend the cycle would cut off the Friday prior to the last day of the month. We reserve the right to convert eChecking Account to a Simply Checking Account if eChecking Account hasn’t met the minimum monthly statement cycle requirements for 6 consecutive months.

^**Minimum Monthly Statement Cycle Requirements – Minimum requirements must be posted and cleared within the monthly statement cycle.

Enjoy your all-in-one banking package. Open your account in just a couple minutes.

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