Old barn, silo, and corn field scene

Agriculture Lending & Banking

Here To Help You Grow Your Agriculture Business

As an Iowa bank, Decorah Bank & Trust understands the time and effort that goes into the agricultural industry. Agriculture banking has always been a central part of our business and will continue to be in the future. We're here to provide you with agricultural financing expertise and several agriculture loan options that fit your specific needs.


No Long Delays - We Get Right to Work

Together, we'll get you thinking about the future of your operation. We work with you to strategize so you can better manage your financial exposure. To ensure that your ag operation is ready for a smooth year, contact us and we'll see you at the farm to explore the agricultural lending services available to you. 


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Download our Ag Business flyer

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Beginning Farmer Loans

If you're just getting started, let us help you with the beginning stages of your farming operations. We can provide start-up plans and business advice, as well as first-time farmer loans to help you acquire your piece of farm real estate. 


Livestock Loans and Farm Equipment Loans

Whether you're upgrading machinery or growing your herd, you can take advantage of livestock financing and farm equipment financing. 


Farm Building and Farm Land Purchase Loans

When you’re looking to expand or invest in your farming business, Decorah Bank & Trust offers agriculture real estate loans with terms that fit your financial needs.


Farmer Mac Loan Program

The Farm Mac Loan is a flexible long-term, fixed-rate loan plan available to farmers and ag-related businesses. This loan can be used for land purchases, refinancing, operating expenses, and facility improvements, as well as refinancing provious farm real estate loans. Decorah Bank & Trust is a Farmer Mac Approved Lender. We're here to guide you through solutions to help expand your farming opportunities.

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Contact an Ag Lending Banker today or visit us at either of our convenient local bank locations!

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Applying for an Ag Loan?

We want to make your loan paperwork process easy. To help you start an ag loan, you’ll want to supply your Ag Banker with specific information, including:

  • Operation plan
  • Recent operating financial statements
  • Previous year-end financial statements
  • Previous tax returns
  • Personal financial statement
  • Additional relevant information about the future of your operation