Personal Savings | Decorah Bank & Trust

Savings

Grow Your Savings

Whether you are saving for a life-long dream or a rainy day, we offer the right options to help you reach your savings goals. Open an account online or have one of our personal bankers help you develop your saving strategy using a combination of tools.

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Features	Savings	Money Market Account	Christmas Club Savings	Kids' Club Savings	Certificates of Deposit
Interest Bearing
Free Online Banking
Digital Banking
ATM Card
Free eStatements
Paper Statements
	Open Now	Open Now	Apply in Person	Open Now	Open Now

Savings
Interest Bearing
Free Online Banking
Mobile Banking
ATM Card
Free eStatements
Paper Statements
Open Now

Insured Money Market Investment Account
Interest Bearing
Free Online Banking
Mobile Banking
ATM Card
Free eStatements
Paper Statements
Open Now

Christmas Club Savings
Interest Bearing
Free Online Banking
Mobile Banking
ATM Card
Free eStatements
Paper Statements
Apply in Person

Kids' Club Savings
Interest Bearing
Free Online Banking
Mobile Banking
ATM Card
Free eStatements
Paper Statements
Open Now

Certificates of Deposit
Interest Bearing
Free Online Banking
Mobile Banking
ATM Card
Free eStatements
Paper Statements
Open Now

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Piggy bank with coins

Save the Change

A simple way to grow your savings automatically by transferring funds from one account to another.

Save the Change

Doctor with child

Health Savings Account

Set aside money on a pre-tax basis to pay for qualified medical expenses such as deductibles and co-payments.

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Savings bonds

Savings Bonds

Purchase your savings bonds that are backed by the United States Government at www.treasurydirect.gov.

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Certificates of Deposit

Looking for additional ways to save? Enjoy a variety of competitive, customized certificates of deposit (CDs) options that have terms to fit your saving needs. Whether it’s just a few months or up to a few years, take advantage of higher saving interest rates and the safety and security of FDIC insurance. Contact a personal banker to help you set up the best CD options for you or click the button below to learn more.

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CDARS – FDIC Insurance for Deposits More Than $250,000

How refreshing! Enjoy full FDIC insurance on deposit amounts larger than $250,000 merged with the convenience of using your hometown bank, one CD rate and one simple bank statement. CDARS is a registered service mark of Promontory Interfinancial Network, LLC and is ideal for deposits ranging from $250,000 to millions of dollars. Visit with us to learn more.

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IRAs

No matter what stage of life you are in, it’s important to plan for your future. The earlier in life you start investing, the longer your money has to grow. Offering Traditional and Roth IRA options, Decorah & Cresco Bank are here to help you prepare for your retirement. Contact a personal banker today to start building your tax-advantaged savings plan. We’re here to help pave the way to your endless vacation.

Contact a Banker

Savings Tips

Interested in learning how to take control of your finances? Check out our free financial literacy program called Banzai to help you save money to reach your financial dreams. From learning how to budget to calculating the amount of time it may take you to save for a large purchase, make the most out of your money by learning the ins and outs of saving. Or contact a personal banker to ask about other saving solutions that we offer.

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