Premium Rate eChecking


e-Checking Perks

Perks such as a no annual fee debit card, no monthly account fees, and a free mobile app are included.

Enjoy the rewards of 2.50% APY*

Features eChecking
Free eStatements Required - **Bank statement received via online and mobile banking.
Debit Card No Annual Fee - Waived withdrawal fees at non-owned ATMs. ATM surcharge fees from other banks may still apply. **At least 10 Bank debit card point-of-sale purchases per statement cycle.
Digital Banking


Account Opening Requirements $100 initial deposit required. One eChecking Account per primary owner.
**At least 1 direct deposit per statement cycle
Interest Benefits 2.50% APY* on average daily balance
Tier 1 - 2.50% APY* for balances from $.01 - $25,000
Tier 2 - .01% - 2.50% APY* for balances $25,000.01 & over
.01% APY* for the month if account does not meet the minimum monthly statement cycle requirements.
Additional Features:
  • No monthly fee
  • No minimum balance required to maintain the account
  • Waived Bank ATM withdrawal fees worldwide

*APY=Annual Percentage Yield; rate may vary. APY accurate as of 03/01/24. Fees may reduce earnings. The monthly statement cycle is the last day of each month – if the last day would fall on a holiday or weekend the cycle would cut off the Friday prior to the last day of the month. We reserve the right to convert eChecking Account to a Simply Checking Account if eChecking Account hasn’t met the minimum monthly statement cycle requirements for 6 consecutive months.

**Minimum Monthly Statement Cycle Requirements – Minimum requirements must be posted and cleared within the monthly statement cycle.

Enjoy your all-in-one banking package. Open your account in just a couple minutes.

Open an eChecking Account Now